Category: Housing Loan

How to get a Home Loan ?. Where do you need it ?. Owning a house is a pride. Many people yearn to have their own house. Buying a home involves huge finance.

Find the Best Housing Loan Consultants

You need to draw up careful financial plans when you want to turn your dream-house fantasy a reality. Housing loan is a popular option of financing homes. Find the Best Housing Loan Consultants in Chennai, Tamil Nadu, India at S & P Bank Loan Services today

How to avail Housing Loan in Chennai, Tamil Nadu, India ?.

Housing Loan

“Be a Home owner with easy home loans. “

Being a house owner brings great joy and pride to one’s life.

How to get Home Loans simple and easy ?.

At bankloans.org.in we make availing home loans simple and easy. We offer home loan for buying new houses, plots or apartments. You could construct new home or renovate existing house. You can opt for home finance for adding more rooms to your building. Thinking of buying commercial property or land, housing finance is a good option. Top home loan consultants firm is a one-roof-solution for all your home buying needs.

Funds for buying home or property

The Journey of taking funds for buying home or property can be confusing and tiresome. S & P Bank Loan Services Consultants are here to guide you through every step of the process. Our loan consultants have decades of experience in handling home finance sector.

Top Bank Loan Consultants to suggest right house finance

Our transparent and uncomplicated procedures are helpful to home buyers. Our loan consultants assess your credit requirements and suggest right house finance options. Top Home Loan Consultants here strive to deliver best quality services to make your home dreams come true. Come to us with your home proposals. S & P Bank Loan Services can work out best home loan deal. We aspire to be have long standing healthy business relationship with our customers.

Benefits of Home Loan

Home loan is a secured-loans. The budget of buying house or properties involves huge amount. The period of repayment of loan is also long term. Hence one needs to see various positive benefit of getting home finance

Tax benefits

The interest amount paid on home loan gets set off against taxable income. Even the principle amount on loan repayment can get tax deductions. Check out with our loan advisors for more details.

Asset Value appreciation

The value of home you buy can increase over the period of time. This is one of the real reason for investors attracted to invest in properties. There is a old saying that goes “the money invested in gold and home never goes a waste”

Inflation shield

Buying a home acts as a shield of protection to your huge investment. It safeguard you against rising of costs year by year.The construction costs are high. But the rental returns on the property is able to match the inflation rate over the years. So investing in home is a wise decision.

Low rate of Interest

You can avail finance for buying house property with bank loans. They come with flexible interest rate too. Earlier interest rates on home credit were in double digits. But now the rate of interest are flexible and low. Hence here is the chance to boost your property portfolio through bank loan for homes

Achieve a Milestone

The milestone of a person starts with education, employment and own home. He would like settle down with marriage and kids. And the cycle continues with savings and investments for the future. Hence buying a home is good with home finance. Achieve your milestone with quick home loan. Be ahead in achieving your milestone.

Pay EMI rather than rent

It is wise to pay EMI of your housing loan and own home. Rather than pay rent and be without any asset over the period of time. Hence make wise decisions when you planning to buy your house property.

Documents required for Home Loan
  • PAN of the applicant is mandatory
  • Proof of identification Proof- Voter ID. Aadhar. Valid Passport. Driving License.(Any one)
  • Proof of address- Voter ID. Aadhar. Valid Passport. Latest utility bill and other proof. (Any one)
  • Property documents- Full property document chain copies. Sale deed. Allotment or buyer agreement. Payment receipts to developer. ( if applicable )
  • Proof of income- Latest salary slips, bank statements and last IT returns. /form 16
  • Other documents- Any current loan existing and its repayment details
Frequent Questions about Home Loan
How to apply for Home Loan?

Applying home loans is simple and easy. Let us basic loan detail requirements or contact our Loan Advisers. We can work out a good deal for you.

What is EMI or what’s Equated Monthly Installment?

EMI is the regular installment you repay your banker with principle + interest. It is for an agreed period of time towards home loan taken is EMI. EMI’s calculated based on main factors like loan amount-period of borrowing and interest .

How to calculate EMI?

Calculating EMI is very easy. The factors you need to calculate EMI are interest, loan amount and number of months the loan . It is simple to use online home loan calculator to find out your EMI amount. You can always contact our loan consultant for any queries.

What is a Home Loan?

Home loan means borrowing of funds from banks or NBFCs. It is for purchasing new houses, apartments or building. In fact, It can be buying of lands or plots. It could also relate to reconstruction or renovation of existing house property. For ex- adding new floor space too.

What are the documents required for applying for a Home Loan?

Applicant’s Identity proof. address proof, income proof, property documents and any other existing loan documents.

How to find housing loan eligibility?

Home loan approval depends on factors like income. , cibil score, credit history, loan amount and other factors. Our loan advisors can guide you on loan eligibility and work out a good deal for you.

Is tax benefit on home loan applicable for interest?

Yes. You can claim tax benefit up to Rs.2 lakhs on the interest paid of home loan for a financial year. The balance home loan interest you can claim in later years also.

Is tax benefit on home loan applicable for principal repayment?

Yes. You can claim tax benefit up to Rs.1.5 lakhs on the repayment of principle of home loan under section 80 c .

What type of interest rate is good for home loan?

Flexible interest rate is more popular in home loan as they vary according to market trend.

Choose Top Housing Loan Consultants in Chennai

Fulfill your dreams by choosing Top Housing Loan Consultants in Chennai, Tamil Nadu, India. Get the needful finance to build your home or Bungalow or Buy a House today.

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Rate of Interest in Various Banks in India

Availing a bank loan is simple and easy. The Banks follow a systematic procedure for approval of loans. Thus, Bank Loan approval depends of factors like credit score, Loan amount, repayment tenure, interest rate and other market factors

What is Rate of Interest in Various Banks in India ?.

Banks offer loans that need settlement with principle + interest for an agreed period. In fact, The first factor any borrower will be curious to know is about the rate of interest on loan offered by various banks. Of course, Rate of interest is one of the important catalysts that finalize a loan deal.

Meanwhile, A lower rate of interest is always an attraction and beneficial to the borrower. However, it is important to consider other factors before you finalize your lender. Moreover, You need to consider factors like income and repayment capacity, processing fee, quick loan processing and loan process comfort.

What is Rate of Interest in Various Banks in India ?.

Compare loan offers based on interest rates

It is smart to compare loan offers based on interest rates and other factors to decide on the best loan deal. At any rate, To lend you a helping hand we have listed out interest rate and loan eligibility. Most of all, We also detail you about processing fee and time-frame of various kinds of loans amongst various banks.

BUSINESS LOAN

Getting a business loans has now become simple and easy. By the way, You could follow the traditional way of direct visit to the bank. Likewise, You can also approach us to get your business loans approved in a simple and easy. Generally, Our loan consultants will help guide your various business loan offers in market. Eventually, They will help you decide on the right loan deal.

Market scenario of business loans from various banks

Let us see the Market scenario of Business Loans from Various Banks.

HDFC BANK business loans

Rate of Interest on business loans is 15% – 19%. Processing fee is 2.49% on loan amount. In like manner,  The loan tenure is 12-36 months. In the same fashion, Timeline for loan disbursal is 4-Working Days

ICICI BANK business loans

Rate of Interest on business loans is 16%-22% by all means.  Processing fees is 2.00% on loan amount. Similarly, The loan tenure is 12-36 months. Timeline for loan disbursal is 5-Working Days

TATA Capital business loans

Rate of Interest on business loans 18%-24%. Processing fees is 2.50% on loan amount. The loan period is 12-36 months. Timeline for loan approval is 5-Working Days

BAJAJ FINSERV business loans

Rate of Interest on business loans is 19%-23%. Processing fees is Up to 3.00% on loan amount. The loan period is 12-60 months. Timeline for loan approval is 2-Working Days

YES BANK business loans

Rate of Interest on business loans is 15.5%-21%.Processing fees is 2.00% on loan amount.  The loan period is 12-60 months. Timeline for loan approval is 5-Working Days

RBL BANK business loans

Rate of Interest on business loans is 19%-26%. Processing fees is 2.50% on loan amount. The loan term is 12-36 months. Timeline for loan approval is 5-Working Days

Fullerton India business loans

Rate of Interest on business loans is 22%- 29%. Processing fees is 3.00% on loan amount. The loan term is 12-36 months. Timeline for loan approval is 7-Working Days

Capital First business loans

Rate of Interest on business loans is 18%-25%. Processing fees is 3.00% on loan amount. The loan term is 12-48 months. Timeline for loan approval is 4 to 5-Working Days

Aditya Birla business loans

Rate of Interest on business loans is 20%-26%.Processing fees is 2.00% on loan amount. The loan tenure is  12-36 months. Timeline for loan disbursal 3-Working Days

Kotak Bank business loans

Rate of Interest on business loans is 18%-23%. Processing fees is 2.50% on loan amount. The loan tenure is 12-36 months. Loan disbursal time frame is 7-Working Days

Eligibility for Business loan

Any person who is operating a legitimate business can apply for business loan. Business organization like sole proprietors, partnership firms, MSME and companies can also borrow business loans. It is important to enumerate the business potential in your business plan. This will have positive effect of business loan approval. Banks are the final authority to decide on business loans. In general banks consider the following factors like business type, turnover and profit. They also assess cash flow and track record of business.

How to compare and decide on best business loan?

It is important you need to consider 3 factors like EMI, processing fee and prepayment charges. If you are planning to stick to the loan schedule then consider EMI & processing fee only. In case you are planning to repay early consider prepayment charges too.

Interest chart of business loan

Observe the above rate of interest chart of business loan. The best business loan interest rate is 13.5%. Processing fee is up to 3% of loan amount. Loan tenure is up to 5 years. Loan disbursal time is minimum 2 days.

Rate of interest on business loan

Rate of interest on business loan depends on annual business turnover, business years, loan amount and repayment capacity. In other words, High business loan amount will have low interest rates.

Compare and land good business loan deals with us. Business loans can be secured loan and unsecured loan. Yes. You heard it right. You can also apply business loan with no collateral. To know more contract our loan advisors.

PERSONAL LOAN

Any person who is a salaried employee or self employed can apply for personal loans. The borrower can use personal loan for any private or general purposes. When you have urgent need of funds, personal loan is a good idea. Personal loans are unsecured loans that require no collateral. Hence personal loans get processed and disbursed quickly. Borrowing Personal loan is wise when you are in a financial crisis or have no collateral. In case you do not have time for long documentation and loan process, personal loan is good. Go for personal loan if you need short term loan less than 5 years

Market scenario of personal loans from various banks
  • Standard Chartered Bank- Rate of interest for personal loan is 10.99% – 18%. Processing fees is ZERO. Foreclosure charges are Up to 5%. Timeline for loan disbursal is 3-4 Working Days.
  • ICICI Bank- Rate of interest for personal loan is 11% – 17.50%. Processing fee is 0.50% – 2.25%. Foreclosure charges is Zero > 10 lakh+ 12 EMI Paid, else 5.00%. Timeline is 2 working days.
  • HDFC Bank- Rate of interest for personal loan is 75% – 13.45%. Processing fee is up to 3999 + GST. Foreclosure charges is Zero >10 lakh, else 4.00%. Timeline for loan disbursal is 48 working hours
  • SBI Bank- Rate of interest for personal loan is 11.95% – 16.55%. Processing fee is 00% – 3.00%. Foreclosure charges are NIL. Timeline for loan disbursal is 72 working hours.
  • Bajaj Finserv- Rate of interest for personal loan is 11.99% – 16.00%.Processing fee is Up to 2.00%. Foreclosure charges are Up to 4% >1st EMI. Timeline for loan disbursal is 48 working hours
  • Kotak Bank- Rate of interest for personal loan is 29% – 20.15%. Processing fee is Rs.999 – 2%. Foreclosure charges are Zero > 10 lakhs , Else 5.00%. Timeline for loan disbursal is 60 working hours
  • Fullerton India- Rate of interest for personal loan is 11.99% – 26.00%. Processing fee is 2.00%. Foreclosure charges are Up to 7.00%, 0% above 3 years. Timeline for loan disbursal is 48 working hours.
  • Axis Bank- Rate of interest for personal loan is 15.00% – 20.00%. Processing fee is 2.00%. Foreclosure charges are N.A. Timeline for loan disbursal is 60 working hours.
  • TATA Capital- Rate of interest for personal loan is 12.50% – 19.50%. Processing fee is 1.25% – 2.50%. Foreclosure charges are Timeline for loan disbursal is 72 working hours
Eligibility for Personal loan

Applicant age must be above 21 years. His Minimum income depends on varied banks. He should have a Regular income with valid documents like salary slips/transfers. Good CIBIL score is attractive. 6 month stability with current employer or 2 years IT returns for self employed is desirable for loan approval.

How to compare and decide on best personal loan?

Doing a little home work, before deciding a loan proposal is a good idea. Compare and analyze the following important factors.

Rate of interest on personal loan

First- Rate of interest on personal loan varies from bank to bank. It is based on your employer too. Banks float regular schemes with low interest rates. Hence check offers of various banks before you decide. Next -Processing fees is an important factor that increase your loan cost. It is wise to go for all inclusive interest rate. Our loan advisors can guide you on your personal loan queries. Further- You need to consider insurance premium on personal loan. It is an additional loan cost too.

Insurance premium

The insurance premium varies too. So choose an insurance policy with adequate coverage with low premium. Then- Prepayment and foreclosure charges are important too. When you plan to settle loan early before tenure these charges are extra. Hence consider the same before you decide on personal loan offer.

Basic factors of the bankers for personal loan approval

Loan amount- tenure- EMI-work experience-age- employer & interest rate are some of the basic factors the bankers consider for personal loan approval.

In the current market the best rate of interest for personal Loan is 10.5%. Processing fees can be up to 2% of loan amount. Loan tenure is up to 5 years. Prepayment charges are up to 5%. To know more details get in touch with our personal loan advisors.

HOUSING LOAN

Home loans are also called as housing loans. Banks offer loans for purchase of land, house and buildings. You can buy new house or construct / extend your house with home loans. Home loans are secured loans. The collateral is the property you buy. In case you are unable to repay the banks have property to recover due from you.

Deciding on a home loan offer is an important personal decision. The amount of home loan is huge. The tenure of home loan is long term. Hence you need to assess your financial position, bank offers and interest rates before deciding on home loan.

Market scenario of Home Loans from various banks
SBI Home Loan

Rate of interest on home loan is 7.90%. The type of benchmark is RLLR. Processing fee is 0.20% -Rs. 4,000 to 30,000

HDFC Home Loan

Rate of interest on home loan is 8.00%. The type of benchmark is PLR.Processing fee is 0.50% / Rs. 3,000 to Rs.10,000

Citibank Home Loan

Rate of interest on home loan is 8.20%. The type of benchmark is TBLR. Processing fee is NIL

Bank of Baroda Housing Loan

Rate of interest on home loan is 8.00%. The type of benchmark is RLLR. Processing fee is Min Rs. 10,030

ICICI Bank Housing Loan

Rate of interest on home loan is 8.25%. The type of benchmark is RLLR. Processing fee is 1.00%

Axis Bank Housing Loan

Rate of interest on home loan is 8.25%. The type of benchmark is RLLR. Processing fee is 0.20% / Rs. 5,000 to Rs. 25,000

PNB Housing Finance

Rate of interest on home loan is 8.95%. The type of benchmark is PLR. Processing fee is 0.50%, Minimum of Rs. 10,000

LIC Housing Finance

Rate of interest on home loan is 8.10%. The type of benchmark is PLR. Processing fee is 0.25%

India bulls Housing Loan

Rate of interest on home loan is 9.25%. The type of benchmark is PLR. Processing fee is Min Rs. 7,500, Max Rs. 10,000

Eligibility of Home Loan

Banks consider factors like income of applicant, credit history and property value. Based on this the banks decide the loan approval amount.

The basic eligibility is applicant age should between 21-65 years. Minimum income should be 1.8 lakhs per annum. Job stability / business stability least 3 years. A good credit score and credit history is an advantage.

How to compare and decide on best home loan?

It is smart compare and analyze different loan offers from varied banks. There are multiple parameters you need to consider like interest rates, processing fees and foreclosure charges. Customer service, loan process and documentation are few other factors.

Taking a home loan is not a “walk-in to the bank and walk out with home loan thing.” You need to do lot of ground work before deciding on the loan offer

Eligibility and Housing loan EMI

The first step is to check your eligibility and Home loan EMI. Check out with your bank the amount of loan you are eligible for. Based on the amount calculate your Equated Monthly repayments. You need to consider your income, existing financial obligations and other loans too. EMI amount is subject to factors like interest rate, loan amount and tenure.

Banks consider net income, existing obligations, property type and other factors for loan eligibility/approval. The Home loan amount is dependent on these factors.

Verify legal documents and approval of property

The next is to verify legal documents and approval of property. For new property get bank approval of the builder project. In case of resale property track the complete property history right from first owner to current owner. Choose the bank loan favorable to you.

Comparing home loan based on interest

Further you need to compare interest rate. Comparing home loan based on interest is a challenging task. You need consider other factors too before you decide. Decide you want to go for fixed or floating rate of interest. Floating interest rates gets reset based on MCLR, benchmark types and PLR. Majority of home loans have floating interest rates. Check and compare home loan rates of all banks.

Quick loan processing and customer reviews

Then is the big decision of short listing the bank loan. It is necessary to take the final step based on parameters like transparency, customer care and turnaround time of bank. They also make your home loan journey smooth.  Quick loan processing and customer reviews can also be useful.

At present the best home loan interest rate is 7.9%. You can get 90% of property worth as loan. Processing fees is 0.5% / Rs.10000. Loan tenure up to 30 years. No Pre-closure charges for floating rates

TRAVEL LOAN

Before you plan your travel, it is important to assess your finances. Traveling expenses include transport fare, lodging and boarding. It also includes site tours and local transport. In case of foreign tours and travels you need to incur insurance and visa charges too.

Travel loan is an unsecured loan. It does not need any collateral. It gets processed within few days.

Purpose of travel requirements of the borrower

Travel loan is a loan for the purpose of travel requirements of the borrower. Many banks offer travel loans for the vacation in India or abroad. Travel loan cover airfare, accommodation and boarding expenses. They even include insurance and other important expenses. Before deciding on travel loan compare the interest rate and other factors of travel loan.

Market scenario of Travel Loans from various banks
  • SBI Personal Loan- Rate of interest on travel loan is 10.55%. Processing fee is 1%
  • HDFC Bank Personal Loan- Rate of interest on travel loan is 10.75%. Processing fee is 2.50% / Rs. 1,999
  • ICICI Bank Personal Loan- Rate of interest on travel loan is 11.25%. Processing fee is  0.99% – 2.25%
  • Bajaj Finserv- Rate of interest on travel loan is 11.99%. Processing fee is 1.50% – 3%
  • Citibank- Rate of interest on travel loan is 10.50%. Processing fee is Up to 0.5%
  • IDFC First Bank- Rate of interest on travel loan is 10.75%. Processing fee is Up to 1.5%
  • Axis Bank- Rate of interest on travel loan is 10.99%. Processing fee is up to 1.75%
  • Tata Capital- Rate of interest on travel loan is 10.99%. Processing fee is Rs. 1499 / Up to 2.50%
  • Fullerton India- Rate of interest on travel loan is 99%. Processing fee is 2%
  • IndusInd Bank- Rate of interest on travel loan is 00%. Processing fee is 0.75% to 1.75%
  • Kotak Bank- Rate of interest on travel loan is 10.75%. Processing fee is Up to 2.5%
Is travel loan a good idea?

One can avail travel loan in case you are keen to enjoy life with family and friends. You may not want to postpone your trip anymore. Travel loan is good when you can fund the travel expenses in one shot. You do not want to touch your savings/deposit that are long term. Get a travel loan when you are confident the repayment is not a task.

Eligibility for Travel loan

Applicant age must be above 21 years. His Minimum income depends on varied banks. He should have a Regular income with valid documents like salary slips/transfers. Good CIBIL score is attractive. 6 month stability with current employer or 2 years IT returns for self employed is desirable for loan approval.

How to compare and decide on best travel loan?

Doing a little home work, before deciding a loan proposal is a good idea. Compare and analyze the following important factors.

Rate of interest on travel loan

First- Rate of interest on travel loan varies from bank to bank. It is based on your employer too. Banks float attractive schemes with low interest rates. Next -Processing fees is a main factor that increase your loan cost.

Our loan advisers can guide you on your travel loan queries. Further- You need to consider insurance premium and visa expenses too when deciding on travel loan . It is an additional loan cost too. So choose an insurance policy with adequate coverage with low premium. Then- Prepayment and foreclosure charges are important too.

When you plan to settle loan early before tenure these charges are extra. Hence consider the same before you decide on travel loan offer.

Loan amount- tenure- EMI

Loan amount- tenure- EMI-work experience-age- employer & interest rate are some of the basic factors the bankers consider for travel loan approval.

EDUCATION LOAN

Truly, Education is the road to success and growth of an economy. Banks indeed offer loan for education purposes. In addition, Students can aspire for higher education in India or foreign countries through education loan. In detail, It is a secured loan where the parents or guardians act as guarantors.

Choose the right Bank for Education Loan

To choose the right bank for education loan you can check EMI on education loan with online EMI calculators. Choose the one that suits you better. The repayment of loan does not commence until six months of course completion for a maximum up to 2 years. But you need to pay simple interest every year. Even this can be repaid after completion of the course too.

Market scenario of Education Loans from various banks
  • Axis Bank Education Loan – Rate of interest for education loan in India is 13.70% & abroad is 13.70%
  • Bank of India- Rate of interest for education loan in India is 9.85%. & abroad is 9.85%
  • Bank of Maharashtra- Rate of interest for education loan in India is 10.25% & & abroad is 25%
  • Canara Bank- Rate of interest for education loan in India is 9.95% and abroad is 9.95%
  • Central Bank of India- Rate of interest for education loan in India is 10.10% and abroad is  10.00%
  • Corporation Bank- Rate of interest for education loan in India is 90% and abroad is 10.90%
  • IDBI Bank- Rate of interest for education loan in India is 50% and abroad is 9.50%
  • Indian Bank- Rate of interest for education loan in India is  8.60% and abroad is 10.60%
  • Indian Overseas Bank- Rate of interest for education loan in India is  10.65% and abroad is  10.65%
  • Karnataka Bank- Rate of interest for education loan in India is 10.90% and abroad is 10.90%
  • Karur Vysya Bank- Rate of interest for education loan in India is 11.35% and abroad is 11.35%
  • SBI- Rate of interest for education loan in India is 8.85% and abroad is 10.00%
  • UCO Bank- Rate of interest for education loan in India is 65% and abroad is 10.65%
  • Union Bank of India- Rate of interest for education loan in India is10.20% and abroad is 10.20%
Eligibility for education loan

Applicant age in case unemployed up to 35 years of age and in case of employed up to 45 years of age. Furthermore, Indian nationals who have admission letter from recognized institutions. Students who want pursue higher education.

Employees with more than 3 years of association with an organization can apply for education loan. Maximum loan for studies in India is 10 lakhs and abroad is 20 lakhs.  Certainly, Some banks allow up to 30 lakhs subject to conditions

The Most important criteria for loan approval are good academic report- admission letter- passport-visa-abroad study form- Net worth and credit history of guarantors.

What are the costs covered in education loan?
  • Admission fees
  • Monthly fees
  • Examination fees
  • Equipment
  • Books
  • Airfare for abroad
  • Personal computer
  • Lodging and boarding
  • Caution deposit
  • Insurance premium

Above all, These are few expenses covered in education loan

How to decide which bank loan is the best education loan deal?

First of all, The bank that offer loan towards studies in the educational institute can be considered for comparison. Secondly, Compare the favorable educational loan offers that suit your repayment, interest rates and courses you choose.

For more information and details, get in touch with our loan consultants.

Finally, We are happy to answer your Bank Loan queries!

Loan Consultation offered in the following areas
North ChennaiKarambakkamKanathurErukanchery
Manali new townVadapalaniMuttukaduBroadway
Kodungaiyur EastSaligramamKelambakkamPonneri
Kodungaiyur WestShakthi NagarKovalamAthipattu
MadhavaramSri Iyyappa NagarSiruseriCoimbatore
Madhavaram Milk ColonyVirugambakkamJamaliaSholavaram
Mathur MMDAAlwarthirunagarKallikuppamMinjur
PuzhalValasaravakkamPattabiramRed Hills
MoolakadaiThirunindravurKosapetEnnore
KolathurThirumangalamWest ChennaiAvadi
Parry’s CornerThirumullaivayalAlapakkamKodambakkam
RoyapuramThiruverkaduAnna NagarThirunindravur
VillivakkamNandambakkamAnnanurIyyappanthangal
PeramburNerkundrumAgathiyar NagarKattupakkam
KorukkupetNesapakkamAmbatturPoonamallee
TiruvottiyurNolamburBhuvaneshwari NagarThirumazhisai
VyasarpadiRamapuramChinmaya NagarThiruvallur
ManaliMugalivakkamC.M.D.A ColonyPallavaram
TondiarpetMangaduDefence ColonyPozhichalur
Vallalar NagarM.G.R NagarPadiAnakaputhur
EnnoreM.G.R GardenAyappakkam.Pammal
Old WashermenpetPallavan NagarThiruvallurKundrathur
KavangaraiPorurArakkonamMangadu
New WashermenpetPoonamalleeKoratturChrompet
KorukkupetMoulivakkamMogappair EastThiruneermalai
MannadiMMDA ColonyMogappair WestKeelkattalai
George TownSouth ChennaiArumbakkamChitlapakkam
Seven Wells East ChennaiAvadiTambaram
Basin BridgeMylaporePudurSelaiyur
SowcarpetPerungudiMaduravoyalMadambakkam
Park TownSholinganallurKoyambeduMedavakkam
PeriametuAlandurAshok NagarSithalapakkam
ChoolaiAdyarKK NagarKovilambakkam
VepperyBesant NagarKK Nagar WestNanmangalam
PattalamTriplicaneKK Nagar EastKarapakkam
PulinanthopeT. NagarOragadamPallavaram
M.K.B NagarThiruvanmiyurAyapakkamTambaram
Sharma NagarSaidapetPattravakkamPerungalathur
SelavoyalGuindyThirumullaivoyal northPalavanthangal
EdapalayamMadipakkamAvadi northPeerkankaranai
MAnjambakkamNanganallurRedhillsMudichur
PonniammanmeduVelacheryAjaxVandalur
SembiamTaramaniKathivakkamKolappakkam
T.V.K NagarPallikaranaiErnavurKandigai
ICF Colony northKeelkattalaiWIMCOMambakkam
CentralKovilambakkamSathangaduPudhupakkam
PadiThoraipakkamRajakadaiPalavakkam
KoratturNeelankaraiKadambakkamVaradharajapuram
Lakshmi puramInjambakkamKathirveduMedavakkam
Ambattur northChromepetMoolakothiramPazhaverkadu